Introduction
1. The Karta App is operated by or on behalf of 545490 Pty Ltd distributed by 545490 Ops Pty Ltd, ABN 48 659 671 315 (“Karta Ops”) and its related bodies corporate (together “we”, “us”, “our” and “Gift Card”). Set out below are the Term of Use (collectively known as “Terms”).
Acceptance
2. By visiting or using the Karta website or Karta App, you acknowledge and agree with the Terms. You must only use Karta website or Karta App for the purposes for which it was designed and offered and not for any other purpose. By using Karta website or Karta App, you agree to use it in a responsible manner, taking into account the effects your use of Karta website or Karta App may have on other users. Examples of acceptable use would include browsing the various pages and contacting the site owner. Examples of inappropriate use would include planting malware, viruses or, using the site to attempt to spread spam or other unnecessary content.
User and Intellectual Property Rights
3. You are provided with access to it only for your personal and non-commercial use. Other than for these permitted purposes, and for the purposes of and subject to the conditions prescribed under statutes that apply in your location, you may not, in any form or by any means:
• adapt, reproduce, store, distribute, transmit, print, display, perform, publish or create derivative works from any part of this website; or
• commercialise any information, products or services obtained from any part of this website, without our written permission.
4. All rights in this website and the content on this website including copyright, design rights, patents, inventions, knowhow, database rights, trademarks, source codes and any other intellectual property rights in any of the foregoing are reserved to Karta Ops and/or their content and technology providers. All trade names, trademarks, service marks and other product and service names and logos (the “Marks”) displayed on the website are proprietary to their respective owners and are protected by applicable trademark and copyright laws. These Marks may be registered or unregistered marks of Karta Ops. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions.
5. Copyright in the information contained in this site subsists under the Copyright Act 1968 (Cth) and, through international treaties, the laws of many other countries. Except as permitted under the Copyright Act 1968 (Cth) or other applicable laws, no part of this publication may be otherwise reproduced, adapted, performed in public or transmitted in any form by any process (graphic, electronic or mechanical, including photocopying, recording, taping or by storage in an information retrieval system) without the specific written consent of Karta Ops. Nothing contained on the website should be construed as granting any licence or right of use of any other person’s or entity’s trademark which is displayed on this website without their express permission. You may not remove, change or obscure the Karta logo or any notices of proprietary rights on any content of this website.
Disclaimer and liability
6. The content on this website (including any publications) is intended only to provide a summary and general overview on matters of interest. It is not intended to be comprehensive nor does it constitute financial or legal advice.
7. You should seek legal or other professional advice before acting or relying on any of the content. Karta Ops does not warrant or represent that the information in this site is free from errors or omissions or is suitable for your intended use.
8. Subject to any terms implied by Applicable Law and Regulations and which cannot be excluded, Karta Ops accepts no responsibility for any loss, damage, cost or expense (whether direct or indirect) incurred by you as a result of any error, omission or misrepresentation in any information in this site.
9. Information provided on Karta Ops and its related entities as to future matters are not guaranteed to be accurate and any statements as to past performance do not represent future performance. Words implying natural persons include partnerships, incorporated bodies, associations and public authorities.
10. All fees and charges are inclusive of GST, unless otherwise stated.
Links and Subscriptions
11. Any information provided by third party data suppliers has not been verified by Karta Ops. Karta Ops does not make any representation or warranty as to the timeliness, reliability, accuracy or completeness of the material, nor does it accept any responsibility arising in any way for errors in, or omissions from that material. Your use of any link to a linked website is entirely at your own risk.
12. Karta website or Karta App may contain links to other websites solely for your convenience only and may not remain current or be maintained.
13. We do not endorse, recommend or approve of any information, products or services referred to on such linked sites and assumes no responsibility for the contents of any other website to which Karta website or Karta App offers links.
14. Where you have received a message via email, the message is intended only for the addressee and contains information which may be confidential. Where you download or print copies of any information contained in this email, you acknowledge that it is for your personal and private use, and that it may not be reproduced, republished, broadcast or otherwise distributed without Karta Ops’ prior written consent.
Personal Logins and Restricted Areas
15. We reserve the right to implement areas which allow users to login in and us to access personal materials. By creating a login, you are responsible for the security of your login information. Any restricted areas must not be accessed without permission or authorisation. If your account is compromised as a result of failure to secure your login details, we are not liable for any losses you sustain as a result.
Cookies and Privacy Policy
16. Terms incorporate, and should be read together with, our Privacy Policy. Karta Ops will use only the personal data which you submit to us via the website in accordance with the Karta Privacy Policy. The Karta Privacy Policy also describes how this website may collect, store and use cookies. We will not disclose any private information provided by you through our website excepting where required by law. For more information on this please refer to our Privacy Policy.
PIN Management
17. When choosing a PIN, avoid obvious number combinations, sequences, or your birthday. Never share your PIN, memorise it and don't write it down. Otherwise you may be liable for unauthorised transactions.
18. You should check your statements and advise us at support@karta.com.au if you think there has been unauthorised charges.
Account Deletion
19. Once you confirm the deletion of your account, the account will be scheduled for deletion and immediately deactivated, preventing you from logging in to the account and accessing our services. After you delete your account, you will have a 5 days cooling period, during which time you can cancel the deletion and reactivate your account.
20. Where you reactivate your account in this period, your account will be fully restored and active. Once this period is over, your account will be permanently deleted and cannot be recovered. If you wish to continue using our services after your account has been deleted, you will be required to create a new account with us.
Please note, we will keep a record of your deletion request and any other relevant account information required under relevant laws and regulations.
If you have any questions or issues relating to deleting your account, you can contact our Support team at support@karta.com.au.